:root {
  --bg: #f7f8fa;
  --bg-alt: #ffffff;
  --surface: #ffffff;
  --surface-2: #eef0f4;
  --line: #e2e5ea;
  --line-strong: #d3d7de;
  --text: #12151a;
  --on-text: #ffffff;
  --muted: #5b6270;
  --faint: #878e9a;
  --accent: #1a73e8;
  --accent-bright: #1558d6;
  --warn: #b26a00;
  --live: #1f7a52;
  --shadow-sm: 0 1px 2px rgba(18, 21, 26, 0.05);
  --shadow: 0 8px 28px rgba(18, 21, 26, 0.07);
  --radius: 4px;
  --sans: 'Open Sans', system-ui, -apple-system, 'Segoe UI', sans-serif;
  --display: 'Montserrat', 'Open Sans', system-ui, sans-serif;
  --wrap: 1200px;
  --nav-h: 136px;
}

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; scroll-padding-top: calc(var(--nav-h) + 16px); }

body {
  margin: 0;
  background: var(--bg);
  color: var(--text);
  font-family: var(--sans);
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }

h1, h2, h3, h4 {
  font-family: var(--display);
  font-weight: 700;
  line-height: 1.25;
  margin: 0 0 1rem;
  letter-spacing: -0.01em;
}

p { margin: 0 0 1rem; }

.sr-only {
  position: absolute; width: 1px; height: 1px;
  padding: 0; margin: -1px; overflow: hidden;
  clip: rect(0 0 0 0); white-space: nowrap; border: 0;
}

.skip {
  position: absolute; left: -9999px; top: 0; z-index: 100;
  background: var(--text); color: var(--on-text);
  padding: 12px 20px; font-family: var(--display);
  font-weight: 600; font-size: 0.8rem; text-transform: uppercase;
  border-radius: 0 0 var(--radius) 0;
}
.skip:focus { left: 0; }

:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 3px;
  border-radius: 2px;
}

.wrap {
  max-width: var(--wrap);
  margin: 0 auto;
  padding: 0 24px;
}

/* ---------- Buttons ---------- */

.btn {
  display: inline-block;
  padding: 13px 32px;
  font-family: var(--display);
  font-weight: 600;
  font-size: 0.78rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--on-text);
  background: var(--text);
  border: 1px solid var(--text);
  border-radius: var(--radius);
  cursor: pointer;
  transition: background 0.25s ease, color 0.25s ease, border-color 0.25s ease, box-shadow 0.25s ease;
}
.btn:hover {
  background: var(--accent-bright);
  border-color: var(--accent-bright);
  box-shadow: 0 4px 14px rgba(21, 88, 214, 0.25);
}

.btn-sm { padding: 10px 20px; font-size: 0.72rem; }

.btn-ghost {
  background: transparent;
  color: var(--text);
  border-color: var(--line-strong);
}
.btn-ghost:hover { background: #ffffff; border-color: var(--text); box-shadow: none; }

/* ---------- Navigation ---------- */

.nav {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(247, 248, 250, 0.88);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
  transition: background 0.3s ease, box-shadow 0.3s ease;
}
.nav.scrolled { background: rgba(255, 255, 255, 0.96); box-shadow: var(--shadow-sm); }

.nav-in {
  min-height: var(--nav-h);
  display: flex;
  align-items: center;
  gap: 40px;
}

.brand { display: flex; align-items: center; gap: 18px; flex-shrink: 0; }
.brand img {
  width: 116px; height: 116px;
  object-fit: cover;
  border-radius: 18px;
  box-shadow: 0 4px 16px rgba(18, 21, 26, 0.22);
}
.brand-txt {
  display: flex;
  flex-direction: column;
  font-family: var(--display);
  font-weight: 700;
  font-size: 1.6rem;
  letter-spacing: 0.16em;
  line-height: 1.1;
  color: var(--text);
}
.brand-txt em {
  font-style: normal;
  font-weight: 500;
  font-size: 0.78rem;
  letter-spacing: 0.1em;
  color: var(--faint);
  text-transform: lowercase;
}

.links { display: flex; gap: 30px; margin-left: auto; }
.links a {
  position: relative;
  font-family: var(--display);
  font-weight: 500;
  font-size: 0.72rem;
  letter-spacing: 0.11em;
  text-transform: uppercase;
  color: var(--muted);
  padding-bottom: 4px;
  transition: color 0.25s ease;
}
.links a::after {
  content: '';
  position: absolute;
  left: 0; bottom: 0;
  width: 0; height: 2px;
  background: var(--accent);
  transition: width 0.25s ease;
}
.links a:hover { color: var(--text); }
.links a:hover::after { width: 100%; }

.nav-cta { flex-shrink: 0; }

.burger {
  display: none;
  margin-left: auto;
  width: 42px; height: 38px;
  background: #ffffff;
  border: 1px solid var(--line-strong);
  border-radius: var(--radius);
  cursor: pointer;
  padding: 0;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 5px;
}
.burger span {
  display: block;
  width: 18px; height: 1.5px;
  background: var(--text);
  transition: transform 0.25s ease, opacity 0.2s ease;
}
.nav-open .burger span:nth-child(1) { transform: translateY(6.5px) rotate(45deg); }
.nav-open .burger span:nth-child(2) { opacity: 0; }
.nav-open .burger span:nth-child(3) { transform: translateY(-6.5px) rotate(-45deg); }

/* ---------- Hero ---------- */

.hero {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  min-height: clamp(520px, 74vh, 660px);
  padding: 90px 0 80px;
  border-bottom: 1px solid var(--line);
  background:
    radial-gradient(1100px 520px at 50% -8%, #ffffff 0%, rgba(255, 255, 255, 0) 62%),
    linear-gradient(180deg, #e9eef8 0%, #f7f8fa 100%);
}
.hero-in { max-width: 860px; }

.tagline {
  display: inline-block;
  margin: 0 0 22px;
  padding: 6px 16px;
  background: var(--text);
  color: var(--on-text);
  font-family: var(--display);
  font-weight: 600;
  font-size: 0.72rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  border-radius: 2px;
}

.title-box {
  display: inline-block;
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 26px 40px;
  margin: 0 0 26px;
  box-shadow: var(--shadow);
}
.title-box h1 { margin: 0; font-size: clamp(1.7rem, 4.2vw, 2.7rem); }
.title-box.sm { padding: 18px 32px; margin-bottom: 18px; }
.title-box.sm h2 { margin: 0; font-size: clamp(1.4rem, 3vw, 1.95rem); }

.grad {
  background: linear-gradient(92deg, #12459e, #1a73e8 52%, #2f7fe0);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.lede {
  max-width: 640px;
  margin: 0 auto 30px;
  color: var(--muted);
  font-size: 1rem;
}

.cta { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; margin-bottom: 34px; }

.pills {
  display: flex; gap: 10px; justify-content: center; flex-wrap: wrap;
  list-style: none; margin: 0; padding: 0;
}
.pills li {
  padding: 6px 14px;
  border: 1px solid var(--line);
  border-radius: 100px;
  background: #ffffff;
  box-shadow: var(--shadow-sm);
  font-size: 0.76rem;
  color: var(--muted);
}

/* ---------- Bands ---------- */

.band { padding: 78px 0; border-bottom: 1px solid var(--line); }
.band.alt { background: var(--bg-alt); }
.band h2 { font-size: clamp(1.4rem, 3vw, 1.95rem); margin-bottom: 14px; }

.note {
  max-width: 800px;
  color: var(--muted);
  font-size: 0.95rem;
  margin-bottom: 30px;
}
.note strong { color: var(--text); }

/* ---------- Cards ---------- */

.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 36px;
  margin-top: 34px;
  text-align: center;
}
.card {
  display: flex;
  flex-direction: column;
  align-items: center;
  padding: 30px 24px;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  transition: border-color 0.25s ease, transform 0.25s ease, box-shadow 0.25s ease;
}
.card:hover {
  border-color: rgba(26, 115, 232, 0.45);
  transform: translateY(-3px);
  box-shadow: var(--shadow);
}
.card .ico { width: 34px; height: 34px; color: var(--accent); margin-bottom: 16px; }
.card h3 { font-size: 0.95rem; margin-bottom: 10px; }
.card p { font-size: 0.83rem; line-height: 1.6; color: var(--muted); margin: 0; max-width: 320px; }

/* ---------- Feature list ---------- */

.grid-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 26px 44px;
  margin-top: 34px;
}
.feat { display: flex; gap: 16px; }
.feat .dot {
  flex-shrink: 0;
  width: 9px; height: 9px;
  margin-top: 9px;
  border-radius: 50%;
  background: var(--accent);
  box-shadow: 0 0 0 4px rgba(26, 115, 232, 0.12);
}
.feat h3 { font-size: 0.92rem; margin-bottom: 6px; }
.feat p { font-size: 0.85rem; color: var(--muted); margin: 0; }
.feat em { color: var(--text); font-style: italic; }

/* ---------- Table ---------- */

.tag {
  display: inline-block;
  padding: 3px 10px;
  border-radius: 3px;
  font-family: var(--display);
  font-size: 0.62rem;
  font-weight: 600;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  background: var(--surface-2);
  color: var(--muted);
  border: 1px solid var(--line);
  white-space: nowrap;
}
.tag-warn { color: var(--warn); border-color: rgba(178, 106, 0, 0.3); background: rgba(178, 106, 0, 0.08); }
.tag-live { color: var(--live); border-color: rgba(31, 122, 82, 0.3); background: rgba(31, 122, 82, 0.08); }

.table-wrap {
  margin-top: 28px;
  overflow-x: auto;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: #ffffff;
  box-shadow: var(--shadow-sm);
  -webkit-overflow-scrolling: touch;
}
table { width: 100%; border-collapse: collapse; font-size: 0.86rem; min-width: 620px; }
thead th {
  text-align: left;
  padding: 14px 18px;
  font-family: var(--display);
  font-size: 0.68rem;
  font-weight: 600;
  letter-spacing: 0.11em;
  text-transform: uppercase;
  color: var(--faint);
  background: var(--surface-2);
  border-bottom: 1px solid var(--line);
  white-space: nowrap;
}
tbody td { padding: 15px 18px; border-bottom: 1px solid var(--line); color: var(--muted); vertical-align: top; }
tbody tr:last-child td { border-bottom: 0; }
tbody tr:hover td { background: #f4f7fc; }
tbody td:first-child { color: var(--text); font-weight: 600; white-space: nowrap; }

/* ---------- Steps ---------- */

.steps { list-style: none; counter-reset: s; margin: 34px 0 0; padding: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px 40px; }
.steps li { counter-increment: s; position: relative; padding-left: 46px; color: var(--muted); font-size: 0.87rem; }
.steps li::before {
  content: counter(s, decimal-leading-zero);
  position: absolute; left: 0; top: -2px;
  font-family: var(--display);
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--accent);
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  width: 30px; height: 30px;
  display: flex; align-items: center; justify-content: center;
}
.steps b { display: block; color: var(--text); font-family: var(--display); font-size: 0.9rem; margin-bottom: 4px; }

/* ---------- CTA band ---------- */

.cta-band {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 96px 0;
  border-bottom: 1px solid var(--line);
  background:
    radial-gradient(900px 420px at 50% 110%, #ffffff 0%, rgba(255, 255, 255, 0) 60%),
    linear-gradient(180deg, #f7f8fa 0%, #e9eef8 100%);
}
.cta-in { max-width: 720px; }

/* ---------- FAQ ---------- */

.faq { margin-top: 30px; border-top: 1px solid var(--line); max-width: 860px; }
.faq details { border-bottom: 1px solid var(--line); }
.faq summary {
  cursor: pointer;
  list-style: none;
  padding: 20px 40px 20px 0;
  position: relative;
  font-family: var(--display);
  font-weight: 600;
  font-size: 0.95rem;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: '+';
  position: absolute;
  right: 8px; top: 50%;
  transform: translateY(-50%);
  font-size: 1.3rem;
  font-weight: 400;
  color: var(--faint);
  transition: transform 0.25s ease, color 0.25s ease;
}
.faq details[open] summary::after { content: '\2013'; color: var(--accent); }
.faq summary:hover { color: var(--accent-bright); }
.faq details p { margin: 0 0 22px; color: var(--muted); font-size: 0.9rem; max-width: 760px; }

/* ---------- Legal ---------- */

.legal { background: var(--surface-2); }
.legal p { margin: 0; color: var(--faint); font-size: 0.78rem; line-height: 1.7; max-width: 900px; }
.legal strong { color: var(--muted); }

/* ---------- Footer ---------- */

.foot { background: #ffffff; padding: 34px 0; }
.foot-in { display: flex; align-items: center; justify-content: space-between; gap: 26px; flex-wrap: wrap; }
.foot .brand img {
  width: 64px; height: 64px;
  border-radius: 12px;
  box-shadow: 0 2px 10px rgba(18, 21, 26, 0.18);
}
.foot .brand-txt { font-size: 1.1rem; }
.foot .brand-txt em { font-size: 0.66rem; }
.foot .links { margin: 0; gap: 22px; }
.foot .copy { margin: 0; color: var(--faint); font-size: 0.74rem; }
.foot .entity { margin: 0; color: var(--faint); font-size: 0.68rem; max-width: 340px; line-height: 1.55; }

/* ---------- Responsive ---------- */

@media (max-width: 1024px) {
  .grid-3 { grid-template-columns: 1fr 1fr; gap: 24px; }
  .steps { grid-template-columns: 1fr 1fr; }
  .nav-in { gap: 24px; }
  .links { gap: 20px; }
}

@media (max-width: 860px) {
  html { scroll-padding-top: 104px; }
  .wrap { padding: 0 20px; }

  .brand { gap: 12px; }
  .brand img { width: 68px; height: 68px; border-radius: 12px; }
  .brand-txt { font-size: 1.05rem; }
  .brand-txt em { font-size: 0.58rem; }

  .burger { display: flex; }
  .nav-cta { display: none; }

  .nav-in { flex-wrap: wrap; padding-top: 12px; padding-bottom: 12px; }
  .nav .links {
    display: none;
    order: 3;
    width: 100%;
    margin: 0;
    flex-direction: column;
    gap: 0;
    background: #ffffff;
    border-top: 1px solid var(--line);
    border-bottom: 1px solid var(--line);
    padding-top: 6px;
  }
  .nav-open .links { display: flex; }
  .nav .links a { padding: 13px 0; border-bottom: 1px solid var(--line); font-size: 0.8rem; }
  .nav .links a::after { display: none; }
  .nav .links a:last-child { border-bottom: 0; }
  .foot .links { display: flex; }

  .hero { min-height: 0; padding: 68px 0 60px; }
  .title-box { padding: 20px 22px; }
  .lede { font-size: 0.94rem; }

  .band { padding: 58px 0; }
  .grid-3, .grid-2, .steps { grid-template-columns: 1fr; gap: 22px; }
  .card { padding: 26px 20px; }

  .cta-band { padding: 70px 0; }
  .title-box.sm { padding: 16px 22px; }

  .foot-in { flex-direction: column; align-items: flex-start; }
  .foot .links { flex-wrap: wrap; gap: 14px 20px; }
  .foot .links a { border-bottom: 0; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    transition-duration: 0.01ms !important;
  }
}

@media print {
  .nav, .cta, .pills, .skip, .burger { display: none; }
  body { background: #fff; color: #000; }
  .card, .title-box, .table-wrap { box-shadow: none; }
}